It's a 60-page PDF that shows you how I caught a $50,000 mistake before it happened. The forecast is a simple spreadsheet exercise. You list your revenue streams, your costs, and your growth assumptions. Then you stress-test them.
- List every revenue stream and what it actually brings in monthly.
- Add your fixed costs and variable costs. Be honest.
- Set a conservative growth rate, not the optimistic one.
- Play with the numbers: what if a big client leaves? What if costs rise 20%?
- Compare that to your bank balance. If you can't survive 6 months, you have a problem.
I ran this for one of my products. It showed I'd run out of cash in 8 months. That pushed me to cut expenses and raise prices. I avoided a $50,000 hole.
You don't need a finance degree. Just the PDF and a few hours. You'll see your business clearly. Then you can make decisions that keep you alive.
